Direct Equipment Financing

Simplify the acquisition of your capital equipment and software with flexible and holistic financing services.

    Gain control and negotiating power through a direct equipment financing partnership


    DLL's Direct Equipment Financing gives you control to easily acquire the essential assets your business needs. Companies can benefit from our flexible solutions, traditional financing and leasing options, and usage-based solutions. DLL can accommodate your asset needs regardless of the brand or manufacturer, along with associated soft costs—greatly simplifying the process and management of your capital assets.

    Thrive with a leading business financing provider



    Partner with asset experts


    Gain advanced portfolio management


    Leverage usage-based solutions

    Discover flexible financing options that can support your business needs


    Traditional equipment financing products
    Fair market value lease
    Use the equipment, trade it in later for newer, upgraded assets or purchase the equipment at the determined fair market value at the end of the term. These leases typically have the lowest monthly payment.

    Dollar purchase option
    Use the equipment with the intent to keep it after the financing term. You can purchase the equipment after the lease ends for a nominal fee – usually $1.

    Software financing
    Unlike most banks, DLL helps business finance software-only transactions. DLL offers this solution as we understand that software can be a sizable capital cost and has become an integral need for businesses of all sizes.

    Loans
    Get asset-backed financing to own the equipment you want.

    Insurance
    If you don’t have insurance, DLL can include the cost in the lease so you still have one simple, monthly payment.

    Master lease agreements
    Enjoy the freedom of revolving acquisitions through a master lease agreement.

    • One over-arching agreement that covers all leases and financing with DLL
    • Upgrade your equipment or software and add new assets to your master lease agreement under different schedules at any time, without additional negotiations — and only one monthly payment.

    Usage-based solutions
    Match payments to actual usage through a custom, needs-based financing solution. Leverage a data-rich approach to managing and tracking your assets and fleet. Learn more about our Pay-per-use options.

    78% of U.S. businesses across all industries rely on financing equipment purchases through loans, leases and lines of credit.
    Equipment Leasing and Financing Foundation

    See why DLL is more than money


    Brand and equipment choices
    The standard way of doing business creates separate financing agreements for each asset or manufacturer. With DLL, you can apply one financing solution to all of your business-critical equipment and software, regardless of equipment type or brand. One relationship, one contract.

    100% financing
    Bundle equipment, software, installation, configuration, maintenance and service costs into one financing agreement with one convenient, single monthly payment—all while reducing your administrative burden.

    Asset expertise
    Feel confident that you are financing your capital equipment properly and in the most cost-efficient way. Our deep industry knowledge and expertise is the catalyst for tailoring the right financing that fits your business needs. Equipment and software financing is what we do. All day, every day.

    Portfolio management
    Depend on us to be your single, trusted partner to manage your asset portfolio. With over 50 years of asset management expertise, we understand your equipment and its after-market value. That can mean better lease pricing based on future market insight.

    Managing your account is fast and easy

    With DLL’s online portal, Lessee Direct, it is easy to make payments, track your capital assets, and gain a holistic view of your financed equipment — 24 hours a day, 7 days a week.

    Understanding the benefits of equipment financing for your business


    • Experience lower costs
      We effectively eliminate the middleman and the associated costs.
    • Enjoy payment flexibility
      Pay less in the beginning and pay more near the end of the term, pay more during peak season or delay payments to meet potential budgeting constraints.
    • Gain negotiating power
      Bring your own financing to the table when purchasing equipment and software, and you may potentially lower the cost.

    • Obtain operational flexibility
      Easily add new equipment under the master lease agreement by simply adding a new lease schedule.
    • Conserve business capital
      By leasing, you can keep your cash and credit lines intact for important business initiatives — expansion, headcount and improvements.
    • Simplify equipment upgrades
      Return equipment assets and replace them with newer, more efficient models, while continuing with one manageable monthly payment.

    Feel confident with a global finance leader

    With 50 years of experience, DLL understands the unique needs of our partners around the world—and offers proven solutions to help businesses thrive.