Financing solutions for agricultural machinery and agricultural technology
There are many good reasons to opt for financing from DLL, including protecting your credit line at your bank, gaining financial flexibility and taking advantage of financing that is customised to your needs. DLL is a wholly owned subsidiary of Rabobank, and has many years of expertise in the agricultural sector. DLL has been active in the market as a leasing company and bank since 1969. Take advantage of our agricultural expertise and finance your equipment with our customised financing solutions.
Explore our solutions for your business needs
For farmers
Equipment lets you do your job more efficiently and competitively. Both are essential and often require the right financial solution. From farm equipment to agrochemicals, DLL finances the resources you need to grow crops and food. Keep your capital while making use of one of the flexible payment schemes.
Learn moreFor manufacturers
The production of agricultural machinery and agricultural technology is only one part of a successful business. Bringing machinery to market to meet demand and achieve business goals requires flexible financing for all phases to support your distributors and customers. With our many years of market experience, DLL can offer you a wide range of solutions. We work in partnership with a wide range of manufacturers.
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For dealers
Purchasing farm equipment can be a challenge for your cash flow. Secure equipment and offer your customers financing that meets their needs. Whether it's end customer financing, your stockpiling through the purchase of receivables or warehouse financing, trade-in of used machines, refinancing of your rental fleet or machines in contract use, DLL has the right offer for you.
Learn moreWhat makes DLL special? Simple. More. Service.
Global presence
with local concepts
Agricultural expertise
Reliable
top-service
Sustainable
partnerships
Machinery insurance
You've invested in a high-quality product. Mobile or transportable machines are exposed to a wide variety of hazards that can lead to the destruction or damage of the object. Protect yourself against machine damage with machine insurance. It is the perfect complement to your financing, where you can choose between partial or full coverage.
> Read moreOur digital solution @OnceFinance
With our intuitive digital financing tool @OnceFinance, you have a comprehensive overview of your sales at all times. @OnceFinance, also known as ECS (Electronic Credit Scoring), is the online financing solution that helps you process your financing requests quickly and efficiently. Through the tool, a credit check is possible in just a few seconds.
> Learn more
Industry trends and new developments
The Farming, The Future, The Financing
New technologies play a crucial role in the global food industry as they promote sustainability and address the current major challenges in agriculture. Read more about the current market changes, trends and new developments in the agricultural industry in our whitepaper.
Download our whitepaper now
Your financing solution
Loans / classic credit financing
The direct acquisition of property is still very much in focus in the agricultural sector, which is why the majority of financing is currently still financed as classic loans. With a loan, you directly acquire ownership of the agricultural machinery and balance it out. You pay your loan installments according to your interest and repayment schedule.
Leasing
Leasing is a type of financing that is also used in agriculture. Here, the focus is on the use of the agricultural machinery and less on the purchase. In leasing, an agricultural property is not purchased and paid off, but only rented for use for a certain period of time. In doing so, you protect your liquidity and your equity ratio remains unaffected. Balance sheet neutrality is an additional advantage here.
Hire purchase
The hire-purchase model is a lease agreement in which you are granted the right of ownership of the agricultural machinery when the contract matures. Within a certain period of time, you can purchase the rented machine. Here, too, you protect your liquidity and your equity ratio remains unaffected. Balance sheet neutrality is also an additional advantage here.
Trends shaping the Agriculture industry
Trends in 2024 Continue to Connect the Agriculture and the Food Industry
The world economy is facing difficulties due to inflation driven by external factors like higher gas and oil prices. Additionally, the rapid population growth has led to a substantial increase in food demand. To address these issues, innovative technological solutions are essential for food producers to thrive in this evolving landscape.
Gain an advantage with DLL's attractive agriculture equipment financing
Characteristics of financing
- New & Used Machinery Financing
- Multiple machines per contract possible
- Consistent monthly instalments (annuities)
- Direct Ownership Acquisition
- Individual solutions possible, e.g. payment plans, zero installments, special terms and much more.
- High-performance machine insurance available as an option
Take advantage of the simplicity of machine financing from DLL, the uncomplicated and digital processing, the short decision-making processes and the possibility of simplified credit checks.
Advantages of financing
- Securing your liquidity
- Planning security through fixed interest rates
- As a rule, hedging is only provided by the financed machine (no land charge)
- Manageable loads
- 100% financing possible
Additionally for leasing/renting
- Balance sheet neutrality
- Improvement in equity ratio
- Use instead of ownership
Colin Seward
Country Sales Manager
For more information please contact me
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